Licensed Financial Planner in Japan

Trusted Financial Planning in Japan

With Katsu Sekine — Fully Available in English

Financial planning for English-speaking residents.
Life planning, mortgage guidance, and insurance—explained clearly.

Initial consultation: ¥4,000 (tax included). Life plan: ¥110,000 (tax included).

Average reply within 1–2 business days.

Sekine - Financial Planner

Financial Planner

20 Years Experience

Trusted by 1,000+ Expats Across Japan

Helping residents navigate mortgages, life planning, and insurance with confidence.

Independent financial advice for life in Japan — trusted for over 20 years.

20+
Years Experience
1,000+
Home Purchases Supported
10+
Countries
Licensed
Japanese Government
(FP Level 2 National Qualification)

As seen on leading media platforms in Japan

How We Help You Succeed

Expert financial guidance tailored for English-speaking residents in Japan

Life Planning & Long-Term Financial Strategy
We create a detailed life plan tailored to your life in Japan — including long-term cash flow, future expenses, education costs, retirement planning, and overall financial stability. We translate complex financial decisions into a clear roadmap, so you can choose a sustainable budget and plan confidently for the long term.
  • Long-term cash flow projections
  • Education and family planning
  • Retirement planning
  • Risk and cost analysis
Mortgage Guidance & General Loan Consultation
We explain mortgage options, eligibility, interest rates, and required documents so you can make confident decisions. You submit the official mortgage application directly with the bank. We provide clear guidance in English on loan options, requirements, and documents so you can proceed with confidence.
  • Understand borrowing limits and loan types
  • Compare interest rate structures
  • Learn required documents and timelines
  • Clear explanations in plain English
Life & Medical Insurance Proposal & Contract Support
We recommend the most suitable insurance products based on your needs. We handle calculations, product recommendations, the full application process, and ongoing support including claims assistance.
  • Find the right insurance in plain English
  • Application support
  • Policy selection and coverage explanation
  • Claims and ongoing support

Please note that life and medical insurance applications in Japan must be completed in Japanese. Application forms are typically signed in katakana, and health disclosure forms must also be filled out in Japanese. We explain each step clearly and support you so you can complete the process with confidence.

Your Path to Financial Clarity in Japan

A simple process designed for English-speaking residents

1

Initial Consultation (¥4,000)

We review your goals, income, visa status, and financial questions. You receive a clear overview of what's possible.

1 day
2

Life Plan & Financial Projection (¥110,000)

We build your personalized financial blueprint — long-term cash flow, risks, future expenses, retirement, and mortgage possibilities.

1 day
3

Mortgage & Insurance Recommendations

We help you understand mortgage options and recommend the most suitable life or medical insurance products for your situation.

Follow-up
4

Insurance Application Support & Ongoing Care

We support all insurance-related applications and provide ongoing help with questions or claims. You apply for mortgages directly with the bank.

Ongoing

What Our Clients Say

Trusted by English-speaking residents across Tokyo

"Made buying our first home in Japan so much easier. The English support was invaluable."
Sarah M.
Tokyo
"Excellent financial planning advice. Now I feel confident about my retirement in Japan."
David L.
Yokohama
"Professional service and clear explanations. Highly recommend for expats in Tokyo."
Emma K.
Saitama

About Katsu Sekine

I'm Katsu Sekine, and with over 20 years of experience helping English-speaking residents navigate Japan's financial system, I provide personalized guidance you can trust.

Licensed by the Japanese government (FP Level 2 National Qualification)

Certified Financial Planning Technician

Bilingual Expertise

Fluent in English and Japanese for seamless communication

Proven Track Record

1,000+ consultations with English-speaking residents in Japan

Financial PlanningReal EstateInsuranceTax Planning
Sekine - Licensed Financial Planner

Your Questions Answered

Clear answers to help you make confident decisions

Ready to Start Your Financial Journey?

Take the first step towards financial security in Japan

Fill out the form below to get started. Average reply within 1–2 business days.

Send a Message
Tell us about your goals and situation so we can prepare before the consultation
Contact Information
For reference only – use the form to reach us

Email

info@financialplanning-japan.com

Location

Kikuya Building 2F, 2-12-10 Kandamisakicho, Chiyoda-ku, Tokyo
The nearest station is JR Suidobashi Station (2 minutes on foot).
Online meetings are also available.

Consultation space at Kikuya Building - window-side professional office

Window-side consultation space

Response Time

Email InquiriesAverage reply within 1–2 business days
Detailed Consultations2-3 business days
LanguagesEnglish & Japanese